Saint Paul Billing

by Mike Brooks | Apr 03, 2013
| 1 Comment

Summary:

Create a more convenient, secure and financially inclusive system for residents of St. Paul to pay their quarterly, or other, city services bills. This method would use unique secure QR codes linked to a new digital payment system. It would work in parallel with the current City payment system and have the potential to reduce billing settlement expense for the City, while giving residents a budgeting tool that allows the spreading of the bill’s payment across multiple funding sources available to them. These would include traditional bank accounts, credit, debit, stored value or prepaid accounts/cards. Ease of access to this system would be aided by the development of a multi-platform (i.e. iPhone, Android) mobile app. The app would be downloaded by residents at no cost and would be developed to include exceptional personal privacy and financial information security. The app would also serve as a platform for future, broader payment use, some incorporating charitable and community programs to benefit all levels of the community.

About You

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About You

First Name

Mike

Last Name

Brooks

City

White Bear Lake

County

Ramsey

Country

United States, MN, Ramsey County

Website (if you have one)

Names of others who helped contribute to my idea

Dale Schumacher, Mike Bouchey

How did you hear about the Forever Saint Paul Challenge?

Consequence of contacting Dave Thune.

About Your Organization (if applicable)

Organization Name (if applicable)

curenci

Organization Website

Organization Phone

Organization Address

5001 American Boulevard #301

City

Bloomington

Organization Country

United States, MN, Hennepin County

Your idea

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Title of your idea

Saint Paul Billing

Give us the highlights of your idea for making Saint Paul great (2,000 characters maximum or approx. 250 words)

Create a more convenient, secure and financially inclusive system for residents of St. Paul to pay their quarterly, or other, city services bills. This method would use unique secure QR codes linked to a new digital payment system. It would work in parallel with the current City payment system and have the potential to reduce billing settlement expense for the City, while giving residents a budgeting tool that allows the spreading of the bill’s payment across multiple funding sources available to them. These would include traditional bank accounts, credit, debit, stored value or prepaid accounts/cards. Ease of access to this system would be aided by the development of a multi-platform (i.e. iPhone, Android) mobile app. The app would be downloaded by residents at no cost and would be developed to include exceptional personal privacy and financial information security. The app would also serve as a platform for future, broader payment use, some incorporating charitable and community programs to benefit all levels of the community.

Website address (if applicable)

Innovation

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What makes your idea different or unexpected? (4000 characters maximum or approx. 500 words)

We are infusing greater functionality, security and savings into the City’s billing system. Inclusion of our approach to billing can improve the bottom line of St. Paul’s billing program while seamlessly integrating cross-channel functionality across increasingly popular mobile and on-line bill pay options. The benefits of our system would extend to paying a bill in person. Our innovative approach to providing secure QR codes combined with a person’s ability to pay a bill using more than one of their funding sources is a strong and unique benefit for residents. It is respectful of banked, under and un-banked populations.

Impact

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This Entry is about (Issues)

How will your idea make a difference in Saint Paul? (4000 characters maximum or approx. 500 words)

It provides democracy in billing. It recognizes that not everyone can pay a bill the same way each time and we believe allowing each customer to customize how he pays will aid the City in the timely collection of city services fees. Every municipality is searching for ways to connect to its population and run itself more economically. We offer St. Paul the opportunity to do both.

Sustainability

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Why do you think people will recognize or remember your idea after it comes to life? How might it inspire others to do something similar in their community? (4000 characters maximum or approx. 500 words)

They will remember it every time they have to pay a bill and wonder why not all bills have this flexibility. They will enjoy the ability to pay as they wish in a payment system infused with new levels of security and convenience. The ability to integrate into our platform, our ability to exchange all forms of value and scale our billing solution will make us transportable into a range of economies and billing situations. St. Paul will have pioneered what modern society desires most, a transparent and accountable billing system built specifically for the digital age that embraces all forms of payments and uses technology to squeeze savings wherever possible.

johnshantelle143 johnshantelle143 said: Billing is just normal when somebody is consuming something in many ways. - Integrity Spas about this Competition Entry. - 2618 days ago read more >

Mike Brooks updated this Competition Entry. - 2856 days ago

Mike Brooks submitted this idea. - 2856 days ago